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Your hub for Sunbit marketing and training support

Need help using Sunbit?

Set up time with the Sunbit team to answer any questions. For additional support, reach out to [email protected].

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Everything you need to hit the ground running with Sunbit Buy Now Pay Later, inside Tekmetric.

Don't have Sunbit yet?

Request access to Sunbit, inside Tekmetric with no additional Tekmetric subscription fees to get started.

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Getting started with Sunbit 

Watch the Sunbit overview video

Read the shop quick guide

See how Sunbit works for your shop and your customers.

An overview of the Sunbit program details and benefits. 

Download guide

Display and share these marketing materials with customers

Print materials:

Counter easel & countertop signage

Display both materials in shop lobbies, waiting rooms, or near checkout counters to let customers know they don't have to pay for everything today. Just download and print. 

Download assets

Digital materials:

Web/Email Banners + Social Media

A suite of standard ad & post sizes used across the internet, from Facebook to your local news website.

Download assets

Approved Social Media Caption:

To help you get the repairs you need today and pay over time, we now offer access to flexible payment plans powered by Sunbit. Check out your financing options today. {{insert your prequalification link}}

How to bring up financing

Here are a few key benefits of Sunbit and how you might bring them up to your customers:

Pay over time for today's repairs

With Sunbit, you can make repairs more accessible by offering flexible payment options. Here's what you can say:



No credit impact

Encourage more consumers to explore financing by removing fear around credit checks. Here's what you can say:



"You don't have to pay for everything today – we offer a flexible way to break up the cost of your repair over time. It's a great option if you'd rather spread things out."

"There's no impact to your credit score just to check your options, it's totally risk-free to see what's available."

Here's how it might sound to convey all the benefits of Sunbit in one simple line:

Fast and simple application process

Sunbit delivers a fast, stress-free application experience with immediate results. Here's what you can say:


"We have a way to pay over time if that's easier. It only takes a few seconds to apply, and there's no impact to your credit just to check – you'll see your options right away."

"It takes just seconds to apply, and you'll see your options right away – no paperwork and no waiting."

Request access to Sunbit, inside Tekmetric

Don't have Sunbit through Tekmetric activated yet?

Turn it on today with no additional Tekmetric subscription fees.

Endorsed by 17 OEMs. Trusted by thousands of shops. Loved by millions of drivers.

Benefits for your shop

Create happier, loyal customers

Increase service acceptance & 3X RO size

Set your team up for success

With 24/7 US-based support, and a super fast process, built right into Tekmetric

We offer true a 0% interest 3-month plan option*, no hidden fees, and no late fees

Unmatched 90% approval rate, so you can confidently offer financing to everyone and see jobs grow.

Frequently asked questions

How does Sunbit work?

Sunbit offers a simple, fast, and transparent way for customers to pay over time for auto repairs. With our technology, integrated right into Tekmetric, customers can complete the application in seconds—with no hard credit check—right from their phone. Approved customers can choose flexible payment plans, spreading the cost over time. There are no late fees, and the process is designed to be stress-free for both the customer and your team with nearly every customer approved.

How should I explain Sunbit to customers?

Keep it simple: “Sunbit offers flexible payment plans. You can apply in under a minute to see options with no hard credit check. You’ll know instantly if you’re approved and what your payments could look like.”

How do customers pay with Sunbit?

Consumers select a payment plan during checkout and enter a bank-issued debit card. Prepaid debit cards and credit cards are not accepted. Your business is paid upfront, while Sunbit manages all billing and collections.

Is financing available for all repairs?

Financing can be used for any consumer-pay portion between $60–$20,000.

Is financing available in all states?

Sunbit is available in all U.S. states, but some restrictions may apply.

Does Sunbit run a hard credit check on customers?

No. Sunbit uses a soft credit check that does not impact the patient's credit score.

What happens if a customers misses a payment?

The financing agreement is strictly between the consumer and Sunbit. The shop is not impacted if a customer is late or defaults on payments.

Can customers pay off their financing early?

Yes. Customers can make additional payments or pay off the balance early without penalty.

When should I introduce financing?

Introduce financing early and often to increase job approvals and help consumers manage costs, including: before the appointment, at check-in, while presenting the estimate, and at checkout.

How should I explain Sunbit to customers?

Keep it simple: “Sunbit offers flexible payment plans. You can apply in under a minute to see options with no hard credit check. You’ll know instantly if you’re approved and what your payments could look like.”

Can I add fees or increase prices if a customer chooses Sunbit?

No. Sunbit merchant fees cannot be passed on to the customer. Do not add surcharges, increase prices, remove discounts, or change pricing based on how the consumer pays.

Can I complete the application for the customer?

No. The application must be completed by the customer directly to ensure accuracy and compliance. They should use their own device and email address, and have time to review their terms, including APR and down payment options.

What sort of late fees or penalties are there when using Sunbit?

No. Customers are never charged fees, deferred interest, or penalties.

How quickly does the shop get paid?

Funding is confirmed almost instantly and typically deposited within 1–2 business days, like credit and debit card processing time.

When should consumers open the loan?

Loans should be opened on the same day the services are performed.

What if the service is canceled or changed?

If services are not performed or are partially completed, unused funds must be refunded or adjusted. You can process cancellations or adjustments directly within your platform, similar to how you would manage a credit card transaction.

Can I tell the consumer what their approval odds or APR will be?

No. Approval results, APR, and down payment amounts are determined individually and in real time. Avoid making promises or assumptions about what a consumer will qualify for.

Does offering financing cost the shop anything?

There are no additional Tekmetric subscription fees, simply completed the form at the top of this page to have the Tekmetric team enable Sunbit through your current package. Sunbit charges a flat 4.99% merchant fee + $0.10 transaction fee, deducted from the payment.

Have more questions?

Reach out to our team at [email protected] or book a 1-1 meeting with the Sunbit team by clicking the button below.

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© 2025 Sunbit. Sunbit Now, LLC, NMLS ID 1760582

Rates and Terms | Privacy Policy

*3- month 0% APR plans for all approved customers. 6- through 18-month plans with interest are also available. Subject to approval based on creditworthiness. 0-35.99% APR. Payment due at checkout. Not available in US territories. Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. Account openings and payment activity are reported to a major credit bureau. Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.